When viewing the credit card bills, many people are found to only pay more attention to one particular number, i.e upon the total amount they do owe individually. If in reality, this is every individual’s priority, those people are not going to play any significant role in eradicating their debt (Lieber, 2018). Precisely, it can be said in this perspective that one of the most effective way to eradicate debt is to simply follow the avalanche method within which an individual is found to jot down their debts ranging from higher to lower as per the interest rate. For this, individuals are required to pay a minimum amount of balance from each in comparison to the dedicated ones including as much extra a person can each month provide with high interest amount.